{"id":53,"date":"2014-10-20T17:50:00","date_gmt":"2014-10-20T17:50:00","guid":{"rendered":"http:\/\/blog-1199783855.us-west-2.elb.amazonaws.com\/blog\/2014\/10\/20\/should-you-consider-travel-insurance\/"},"modified":"2018-10-11T21:15:42","modified_gmt":"2018-10-11T21:15:42","slug":"should-you-consider-travel-insurance","status":"publish","type":"post","link":"https:\/\/blog-origin.redweek.com\/blog\/2014\/10\/20\/should-you-consider-travel-insurance\/","title":{"rendered":"Should You Consider Travel Insurance?"},"content":{"rendered":"<p style=\"text-align: center\"><img decoding=\"async\" class=\"alingcenter\" src=\"\/content\/uploads\/2014\/10\/insurance.jpg?95a899cd4b114aac1cce45b9c65f7942\" \/><\/p>\n<p>With Cabo just recovering from the hurricane that caused widespread damage and another crop of storms threatening tropical locations, many travelers are wondering if travel insurance is a worthwhile investment. Even if there is no looming natural disaster, travel insurance can be an excellent safeguard in the case of unforeseen circumstances or peace of mind at the very least.<\/p>\n<p>However, it does come with a cost, and it&#8217;s up to you to decide if insurance fits your needs.<\/p>\n<p>Travel insurance is one of those things that varies quite a bit between companies; there&#8217;s a plethora of different plans and add-ons that have the potential to cause confusion. On top of that, not all travel insurance providers or plans cover rentals from private owners. While RedWeek doesn&#8217;t recommend any one provider in particular, many RedWeek members have had success with the services of <a href=\"http:\/\/www.travelguard.com\/\">Travel Guard<\/a> and others swear by <a href=\"https:\/\/www.vacationguard.com\/\">VacationGuard<\/a>, both of whom offer protection for timeshare rentals. VacationGuard also offers a specialized plan for owners of timeshares as well. If you&#8217;re looking into dealing with another company, be sure to check up front if they insure timeshare rentals from individual owners.<\/p>\n<p>As mentioned, plans do vary but most &#8220;base level&#8221; insurance plans tend to cover the most common and large-scale risks, such as a medical emergency (sickness or accident), emergency evacuation, trip cancellation, trip interruption, visitor health insurance, repatriation, damaged or missing baggage\/property, delayed baggage, missing a flight due to airline&#8217;s schedule and travel delays due to weather. Occasionally, some providers might offer extra coverage for an additional fee for additions such as pre-existing condition coverage, accidental unit damage, cancellation due to job loss, coverage for sports with an element of risk and travel to high risk companies. Some providers also allow you to &#8220;build your own&#8221; plan, where you choose the protection you desire.<\/p>\n<p>Of course, travel insurance does not come cheap. Like any insurance, the costs in the case of disaster will almost invariably far exceed the initial purchase price, but dropping a couple hundred dollars on the extra protection can deter travelers. If traveling during a high-risk time &#8211; such as hurricane season &#8211; a base plan can be invaluable. Otherwise, it becomes a much more personal consideration &#8211; is the peace of mind worth the extra cost? Have you had experience with travel insurance or a situation where it might have been invaluable? Share your story in the comments!<\/p>\n","protected":false},"excerpt":{"rendered":"With Cabo just recovering from the hurricane that caused widespread damage and another crop of storms threatening tropical locations, many travelers are wondering if travel insurance is a worthwhile investment. Even if there is no looming natural disaster, travel insurance can be an excellent safeguard in the case of unforeseen circumstances or peace of mind&#8230;","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-53","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Should You Consider Travel Insurance?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog-origin.redweek.com\/blog\/2014\/10\/20\/should-you-consider-travel-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should You Consider Travel Insurance?\" \/>\n<meta property=\"og:description\" content=\"With Cabo just recovering from the hurricane that caused widespread damage and another crop of storms threatening tropical locations, many travelers are wondering if travel insurance is a worthwhile investment. 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